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				<title><![CDATA[Cooperator - Articles]]></title>
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				<lastBuildDate>Sat, 21 Nov 2009 14:00:18 EST</lastBuildDate>
			
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					  <title><![CDATA[The Many Faces of Chinatown]]></title>
					  <link>http://cooperator.com/articles/2007/1/The-Many-Faces-of-Chinatown/Page1.html</link>
					  <description><![CDATA[&nbsp;"Forget it, Jake. It&#8217;s Chinatown.&#8221; An immortal line from a beloved movie, and perhaps a reflection of how many
&nbsp;Western urbanites over the years have viewed the large pockets of Asian
&nbsp;immigrants that have settled in their cities. Chinatowns dot the country from
&nbsp;coast to coast, but their residents have often been treated with suspicion,
&nbsp;discrimination, and outright hostility. 
&nbsp;]]></description>
					  <author>no@spam.com (Hannah Fons)</author>
					  <pubDate>Wed, 18 Nov 2009 14:07:21 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2007/1/The-Many-Faces-of-Chinatown/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Noise in a New Construction]]></title>
					  <link>http://cooperator.com/articles/2016/1/QampA-Noise-in-a-New-Construction/Page1.html</link>
					  <description><![CDATA[&ldquo;When I purchased my apartment in Brooklyn, noise was a concern of mine. I was
&nbsp;told by the sales team and the builders that noise was not a problem. But now
&nbsp;with people moving in, I hear closet and kitchen doors closing, people walking
&nbsp;barefoot, babies crying. Normal sounds penetrate not only from above, but from
&nbsp;next door and above the apartment next door. I&rsquo;ve done some electrical work in the apartment and noticed in certain places
&nbsp;there was insulation missing and spacing where the sheetrock meets the floor. The vents are a nightmare as you can hear people having normal
&nbsp;conversation just as if they were in your apartment. Several complaints are
&nbsp;pouring in. Is there anything we can do?&rdquo; 
]]></description>
					  <author>no@spam.com (Stewart E. Wurtzel)</author>
					  <pubDate>Mon, 16 Nov 2009 15:29:01 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2016/1/QampA-Noise-in-a-New-Construction/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: New Construction Woes]]></title>
					  <link>http://cooperator.com/articles/2015/1/QampA-New-Construction-Woes/Page1.html</link>
					  <description><![CDATA[Last year, I bought a brand new condo from a builder in Brooklyn. The disaster
&nbsp;started from the first day I moved in. After I remodeled and thought that I
&nbsp;could enjoy it, I found that there isn&rsquo;t any insulation between the walls, firewall, and the electrical and plumbing
&nbsp;were done incorrectly. We received a letter from our builder&rsquo;s attorney asking us to let him in to make repairs. In his letter, he admits
&nbsp;that his workers did not do the job properly. About 10 units of the 30 units
&nbsp;allowed him to make repairs.]]></description>
					  <author>no@spam.com (C. Jaye Berger, Esq.)</author>
					  <pubDate>Mon, 16 Nov 2009 15:28:22 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2015/1/QampA-New-Construction-Woes/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Rights to Building Insurance Certificates]]></title>
					  <link>http://cooperator.com/articles/2014/1/QampA-Rights-to-Building-Insurance-Certificates/Page1.html</link>
					  <description><![CDATA[I own a co-op unit in Jackson Heights, and recently I asked to get a copy of my
&nbsp;building&rsquo;s insurance policy. The board&rsquo;s management told me that they only give this information out when an owner is
&nbsp;buying, selling or refinancing&mdash;none of which I&rsquo;m doing. Am I entitled to this information? If so, how can I compel my
&nbsp;management company to allow my access to it?&rdquo; 
&nbsp;]]></description>
					  <author>no@spam.com (Steven Troup)</author>
					  <pubDate>Mon, 16 Nov 2009 15:27:27 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2014/1/QampA-Rights-to-Building-Insurance-Certificates/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: D&amp;O vs. General Liability]]></title>
					  <link>http://cooperator.com/articles/2013/1/QampA-DampO-vs-General-Liability/Page1.html</link>
					  <description><![CDATA[Our co-op has a question about our various insurance policies. Our insurance
&nbsp;agent has recommended to the board that we keep our D&amp;O coverage separate from our general liability coverage. I understand that some
&nbsp;commercial general liability policies include D&amp;O so is there a standard approach or policy for this type of scenario? 
&nbsp;]]></description>
					  <author>no@spam.com (Edward J. Mackoul)</author>
					  <pubDate>Mon, 16 Nov 2009 15:26:38 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2013/1/QampA-DampO-vs-General-Liability/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Condo Foreclosure]]></title>
					  <link>http://cooperator.com/articles/2012/1/QampA-Condo-Foreclosure/Page1.html</link>
					  <description><![CDATA[I am three months behind in my homeowner&rsquo;s association payments. Can the condominium foreclose on my unit? My mortgage
&nbsp;payments are up to date, and I called my lender who said, &lsquo;no, they cannot foreclose.&rsquo; What do you say? I wrote a letter to the board asking for a payment plan in
&nbsp;January of this year, but I have not received a response as of yet. I know I
&nbsp;owe the money, but I was sick for a period of time. I am planning to pay the
&nbsp;back fees with my taxes. 
]]></description>
					  <author>no@spam.com (Abbey Goldstein)</author>
					  <pubDate>Mon, 16 Nov 2009 15:25:18 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2012/1/QampA-Condo-Foreclosure/Page1.html</guid>
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					  <title><![CDATA[A Word on Holiday Tipping Etiquette]]></title>
					  <link>http://cooperator.com/articles/2011/1/A-Word-on-Holiday-Tipping-Etiquette/Page1.html</link>
					  <description><![CDATA[&nbsp;According to some sources, the word &ldquo;tips&rdquo; is actually an acronym&mdash;it&rsquo;s short for &ldquo;To Insure Prompt Service,&rdquo; and the list of people who are commonly tipped&mdash;at least in the United States&mdash;includes everyone from hair and nail salon workers to bellhops, cab drivers,
&nbsp;newspaper delivery people, porters, valets, bartenders, and, of course,
&nbsp;restaurant wait staff. 
&nbsp;]]></description>
					  <author>no@spam.com (Hannah Fons)</author>
					  <pubDate>Mon, 16 Nov 2009 15:24:30 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2011/1/A-Word-on-Holiday-Tipping-Etiquette/Page1.html</guid>
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					  <title><![CDATA[From Dutch Traders to Wall Street Traders]]></title>
					  <link>http://cooperator.com/articles/2010/1/From-Dutch-Traders-to-Wall-Street-Traders/Page1.html</link>
					  <description><![CDATA[&nbsp;In the late 1980s, seeking high-growth, low-risk investment opportunities, and
&nbsp;with an affinity for brick and mortar, European pension funds began to invest
&nbsp;heavily in the American real estate market. So much money poured into the United States, in fact, that the pension fund
&nbsp;managers decided to start a not-for-profit association for the non-U.S. real
&nbsp;estate investment community doing business here. The result was the Association
&nbsp;of Foreign Investors in Real Estate, better known by its acronym, AFIRE. 
]]></description>
					  <author>no@spam.com (Greg Olear)</author>
					  <pubDate>Mon, 16 Nov 2009 15:23:25 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2010/1/From-Dutch-Traders-to-Wall-Street-Traders/Page1.html</guid>
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					  <title><![CDATA[Sidewalk Care and Liability]]></title>
					  <link>http://cooperator.com/articles/2009/1/Sidewalk-Care-and-Liability/Page1.html</link>
					  <description><![CDATA[&nbsp;No doubt about it, the Big Apple is a pedestrian town: according to the New York
&nbsp;City Department of Transportation (DOT), over eight million people tread the
&nbsp;city&rsquo;s approximately 12,750 square miles of sidewalks each day. 
]]></description>
					  <author>no@spam.com (Kathleen Blank)</author>
					  <pubDate>Mon, 16 Nov 2009 15:22:29 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2009/1/Sidewalk-Care-and-Liability/Page1.html</guid>
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					  <title><![CDATA[Dealing with Objectionable Behavior]]></title>
					  <link>http://cooperator.com/articles/2008/1/Dealing-with-Objectionable-Behavior/Page1.html</link>
					  <description><![CDATA[&nbsp;Even before the landmark &ldquo;Pullman&rdquo; case in 2005&mdash;in which a co-op board and shareholders voted unanimously to evict an especially
&nbsp;troublesome and disruptive shareholder from their building&mdash;New York co-op residents have grumbled about &ldquo;objectionable tenants&rdquo; and how to deal with them. The term &ldquo;objectionable&rdquo; is subjective, and the behavior that can fall under that label ranges from
&nbsp;constant noise and offensive cooking smells to ranting at and even assaulting
&nbsp;neighbors or board members in the lobby. 
]]></description>
					  <author>no@spam.com (Greg Olear)</author>
					  <pubDate>Mon, 16 Nov 2009 15:21:35 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2008/1/Dealing-with-Objectionable-Behavior/Page1.html</guid>
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