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				<title><![CDATA[Cooperator - Articles - Insurance]]></title>
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					  <title><![CDATA[A Look at Workers&#039; Compensation]]></title>
					  <link>http://cooperator.com/articles/1668/1/A-Look-at-Workers039-Compensation/Page1.html</link>
					  <description><![CDATA[Workers&#8217; compensation, according to the New York State Workers&#8217; Compensation Board, is insurance that provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job. ]]></description>
					  <author>no@spam.com (Greg Olear)</author>
					  <pubDate>Tue, 19 Aug 2008 16:33:46 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1668/1/A-Look-at-Workers039-Compensation/Page1.html</guid>
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					  <title><![CDATA[When Are You Not Covered By Your D&amp;O Policy?]]></title>
					  <link>http://cooperator.com/articles/1673/1/When-Are-You-Not-Covered-By-Your-DampO-Policy/Page1.html</link>
					  <description><![CDATA[In order to understand circumstances in which you might not be covered by your D&O policy, you must first ask the question, &#8220;Where does a community associations D&O policy fall within the entire insurance puzzle?&#8221; Second, &#8220;Are all D&O policies created equal?&#8221; And third, &#8220;How does the community association maximize its coverage?&#8221; ]]></description>
					  <author>no@spam.com (Joel W. Meskin, Esq.)</author>
					  <pubDate>Tue, 19 Aug 2008 15:50:01 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1673/1/When-Are-You-Not-Covered-By-Your-DampO-Policy/Page1.html</guid>
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					  <title><![CDATA[It&#039;s More than Just Keeping the Water Blue]]></title>
					  <link>http://cooperator.com/articles/1672/1/It039s-More-than-Just-Keeping-the-Water-Blue/Page1.html</link>
					  <description><![CDATA[It&#8217;s a scorching 92 degrees in Manhattan and many city-dwellers are dreading the traffic-filled ride to the beach or the long bus or rail commute to the Hamptons. But for some lucky co-op and condo owners, relief&#8212;in the form of an in-house swimming pool&#8212;is just steps away. ]]></description>
					  <author>no@spam.com (Keith Loria)</author>
					  <pubDate>Tue, 19 Aug 2008 15:46:41 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1672/1/It039s-More-than-Just-Keeping-the-Water-Blue/Page1.html</guid>
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					  <title><![CDATA[Buildings Have Plenty of Insurance Options]]></title>
					  <link>http://cooperator.com/articles/1671/1/Buildings-Have-Plenty-of-Insurance-Options/Page1.html</link>
					  <description><![CDATA[If you live in a condo or co-op in New York City, your building is obviously protected with insurance&#8212;but do you really know about the various layers of protection standing between your community and a broad array of risk factors? Does your building get by on a bare-bones policy, or do you have every conceivable base covered? ]]></description>
					  <author>no@spam.com (Keith Loria)</author>
					  <pubDate>Tue, 19 Aug 2008 15:44:58 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1671/1/Buildings-Have-Plenty-of-Insurance-Options/Page1.html</guid>
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					  <title><![CDATA[What&#039;s New? What&#039;s Necessary?]]></title>
					  <link>http://cooperator.com/articles/1670/1/What039s-New-What039s-Necessary/Page1.html</link>
					  <description><![CDATA[It&#8217;s capitalism&#8217;s most basic tenet: supply and demand. When supply is sparse and demand high, prices go up. When supply is plentiful however, prices go down&#8212;and suppliers are forced to diversify their offerings in order to distinguish themselves and remain competitive in a flooded marketplace. ]]></description>
					  <author>no@spam.com (Lisa Iannucci)</author>
					  <pubDate>Tue, 19 Aug 2008 15:43:04 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1670/1/What039s-New-What039s-Necessary/Page1.html</guid>
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					  <title><![CDATA[On the Rise, or Holding Steady?]]></title>
					  <link>http://cooperator.com/articles/1669/1/On-the-Rise-or-Holding-Steady/Page1.html</link>
					  <description><![CDATA[Just like in our own personal budget, it seems that the everyday expenses of a co-op or condominium building just keep going up. Among the most prevalent cost hikes, as readers surely know, are fuel, salaries, repairs and the price of materials. ]]></description>
					  <author>no@spam.com (Raanan Geberer)</author>
					  <pubDate>Tue, 19 Aug 2008 15:36:51 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1669/1/On-the-Rise-or-Holding-Steady/Page1.html</guid>
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					  <title><![CDATA[Insurance and Your Contractor]]></title>
					  <link>http://cooperator.com/articles/1486/1/Insurance-and-Your-Contractor/Page1.html</link>
					  <description><![CDATA[Co-op buildings routinely require contractors to provide a Certificate of Insurance before any work is started either in a building or for individual shareholders. ]]></description>
					  <author>no@spam.com (C. Jaye Berger, Esq.)</author>
					  <pubDate>Fri, 07 Sep 2007 10:40:44 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1486/1/Insurance-and-Your-Contractor/Page1.html</guid>
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					  <title><![CDATA[The Important of Intelligent Insurance Underwriting]]></title>
					  <link>http://cooperator.com/articles/1485/1/The-Important-of-Intelligent-Insurance-Underwriting/Page1.html</link>
					  <description><![CDATA[The property and casualty insurance market can provide a slippery slope for co-ops and condos in the New York metropolitan area. Insurance companies can be your best friend orworst enemy. Working with the right insurance broker is key to making sure you are getting the most comprehensive coverage at reasonable costs. ]]></description>
					  <author>no@spam.com (Alex Seaman)</author>
					  <pubDate>Fri, 07 Sep 2007 10:33:55 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1485/1/The-Important-of-Intelligent-Insurance-Underwriting/Page1.html</guid>
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					  <title><![CDATA[Filing an Insurance Claim vs. Settling]]></title>
					  <link>http://cooperator.com/articles/1483/1/Filing-an-Insurance-Claim-vs-Settling/Page1.html</link>
					  <description><![CDATA[Sometimes bad things happen to good buildings. It's just a fact of life. And sometimes, bad things happen to good buildings with an unforeseeable and unavoidable frequency. That is also a fact of life. Usually, when those bad things happen, the building's insurance carrier is there to step in and make things right. ]]></description>
					  <author>no@spam.com (Liz Lent)</author>
					  <pubDate>Fri, 07 Sep 2007 10:20:50 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1483/1/Filing-an-Insurance-Claim-vs-Settling/Page1.html</guid>
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					  <title><![CDATA[Reducing Liability in a Co-op or Condo]]></title>
					  <link>http://cooperator.com/articles/1482/1/Reducing-Liability-in-a-Co-op-or-Condo/Page1.html</link>
					  <description><![CDATA[Insurance can be a hassle to deal with when it comes to your property, but failing to pay attention to the details of your policy could cost you money now and in the future. Knowing the specifics of your building's insurance policy, and also being familiar with the property that the policy covers, can save you money now and for many years to come. ]]></description>
					  <author>no@spam.com (Jonathan Barnes)</author>
					  <pubDate>Fri, 07 Sep 2007 10:16:04 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1482/1/Reducing-Liability-in-a-Co-op-or-Condo/Page1.html</guid>
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