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				<title><![CDATA[Cooperator - Articles - 2002 Jul]]></title>
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					  <title><![CDATA[Saving Electricity for You and Your Neighbors]]></title>
					  <link>http://cooperator.com/articles/749/1/Saving-Electricity-for-You-and-Your-Neighbors/Page1.html</link>
					  <description><![CDATA[ New Yorkers certainly wouldn't want to spend their summer being stuck in a
 crowded elevator or a hot, steamy subway car with no lights or air conditioning,
 especially when the temperature climbs to around 100 degrees. That is not a
 pleasant situation to say the least. However, some experts are predicting that
 New York City may face those dire consequences this summer as California did
 in 2000 when power supply problems forced the implementation of rolling blackouts
 disrupting workplace productivity and daily lives.]]></description>
					  <author>no@spam.com (Debra A. Estock)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/749/1/Saving-Electricity-for-You-and-Your-Neighbors/Page1.html</guid>
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					  <title><![CDATA[What's My Line?]]></title>
					  <link>http://cooperator.com/articles/748/1/Whats-My-Line/Page1.html</link>
					  <description><![CDATA[ Just about every working person, from the busboy at your favorite diner to
 the CEO of a Fortune 500 company, works under a job description that outlines
 their duties and establishes responsibilities and boundaries of authority. Your
 building's superintendent or resident manager should be no different. A clearly
 defined, yet flexible job description for your key building staff can ensure
 that what needs doing gets done - and can help building staff and board members
 maintain a productive, friction-free working relationship.]]></description>
					  <author>no@spam.com (Peter J. Grech)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/748/1/Whats-My-Line/Page1.html</guid>
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					  <title><![CDATA[What's It Worth To You?]]></title>
					  <link>http://cooperator.com/articles/747/1/Whats-It-Worth-To-You/Page1.html</link>
					  <description><![CDATA[ Everyone thinks their home looks like two million bucks, but in the world
 of banks and real estate agents, it takes a professional appraiser to prove
 it. Especially in the unique and ultra-competitive world of New York co-op and
 condo real estate, having someone with all the facts and figures at their fingertips
 can be invaluable. Whether you're selling property or buying, an appraiser can
 provide you with the information you need to make practical decisions about
 your home and finances. ]]></description>
					  <author>no@spam.com (Elizabeth Lent)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/747/1/Whats-It-Worth-To-You/Page1.html</guid>
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					  <title><![CDATA[The Age of Aquariums]]></title>
					  <link>http://cooperator.com/articles/746/1/The-Age-of-Aquariums/Page1.html</link>
					  <description><![CDATA[ New York City has always been a sometimes hectic, stressful place to live
 and work, and now - perhaps more than ever - New Yorkers can use all the tranquility
 they can get. Short-term fixes like day spas and weekends at the shore can help,
 but for a more lasting remedy for the stress and clamor of day-to-day life in
 a white-knuckled city, maybe you should consider"¦fish. ]]></description>
					  <author>no@spam.com (Alexandra Wolf)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/746/1/The-Age-of-Aquariums/Page1.html</guid>
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					  <title><![CDATA[The Jennifer Realty Case]]></title>
					  <link>http://cooperator.com/articles/745/1/The-Jennifer-Realty-Case/Page1.html</link>
					  <description><![CDATA[ On June 11, 2002, in one of the most significant court decisions affecting
 co-op and condo owners in recent years, the New York State Court of Appeals
 issued a ruling in the well-publicized case of 511 West 232 Street Owners Corp.
 v. Jennifer Realty Corp.. The court held that offering plans are in fact a kind
 of contract - and legally oblige buildng sponsors to act in good faith and timely
 sell "at the very least"¯ enough shares to create a "fully viable cooperative."¯
 The Court ruled that by keeping a majority of shares in a cooperative, a sponsor
 defeats the purpose of the contract. ]]></description>
					  <author>no@spam.com (Mark J. Luxemburg, Esq.)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/745/1/The-Jennifer-Realty-Case/Page1.html</guid>
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					  <title><![CDATA[Retracing The Six Steps]]></title>
					  <link>http://cooperator.com/articles/744/1/Retracing-The-Six-Steps/Page1.html</link>
					  <description><![CDATA[ When "A Six Step Program for Boards - Plan Ahead for a Healthy Financial Future"¯
 was published in The Cooperator back in 1996, very few boards were running their
 buildings like businesses, and even fewer had a long-range plan. While some
 buildings still bounce from month to month and crisis to crisis, an increasing
 number of boards are operating their co-ops in a more business-like fashion.
 Whether this is thanks to more experienced board members, more pro-active managing
 agents, more diligent accountants (or articles like this), really doesn't matter.
 The result is a brighter outlook for those boards that have made a habit of
 the "Six Steps."¯]]></description>
					  <author>no@spam.com (Patrick B. Niland)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/744/1/Retracing-The-Six-Steps/Page1.html</guid>
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					  <title><![CDATA[Minding Your Money]]></title>
					  <link>http://cooperator.com/articles/743/1/Minding-Your-Money/Page1.html</link>
					  <description><![CDATA[ Board members have a number of responsibilities and face many different challenges - and
 managing the building's finances is chief among them. But since most board members
 aren't trained financial professionals, what is the best way to make sure you're
 doing a proficient, effective, and thorough job? Having a good relationship
 with your accountant and financial advisor - as well as clearly defining and understanding
 their role - is essential, but board members must also be willing to learn about
 the basics of their co-op or condo's financial documents to ensure that their
 building is financially sound.]]></description>
					  <author>no@spam.com (Stephanie Mannino)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/743/1/Minding-Your-Money/Page1.html</guid>
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					  <title><![CDATA[Borrowing Smart]]></title>
					  <link>http://cooperator.com/articles/742/1/Borrowing-Smart/Page1.html</link>
					  <description><![CDATA[ Most borrowers opt for fixed rate loans in today's low-interest market, but
 for those willing to embrace change and play the field a bit, still-cheaper
 rates are available. There are state-sponsored loans for making your building
 more energy-efficient, for example. To shave percentage points off a loan for
 other purposes, there's the so-called London Inter-Bank Offered Rate (LIBOR)-based
 rate. Or you might consider looking into the new adjustable-then-fixed rates
 from Fannie Mae.]]></description>
					  <author>no@spam.com (Jaan Van Valkenburgh)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/742/1/Borrowing-Smart/Page1.html</guid>
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