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				<title><![CDATA[Cooperator - Articles - 2002 Oct]]></title>
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					  <title><![CDATA[It's (Mostly) the Money, Honey...]]></title>
					  <link>http://cooperator.com/articles/782/1/Its-Mostly-the-Money-Honey/Page1.html</link>
					  <description><![CDATA[ Anyone who has ever undergone the process of applying to be a shareholder
 in a New York City co-op knows how exhausting it can be, not to mention stressful.
 From securing a loan, to culling financial documents to be reviewed by a co-op
 board, to the nervous jitters of having to be interviewed, is there anything
 pleasant about it?]]></description>
					  <author>no@spam.com (Nicole Laporte)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/782/1/Its-Mostly-the-Money-Honey/Page1.html</guid>
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					  <title><![CDATA[Mind Your Marble and Master Your Metal]]></title>
					  <link>http://cooperator.com/articles/781/1/Mind-Your-Marble-and-Master-Your-Metal/Page1.html</link>
					  <description><![CDATA[ Marble columns, iron grillwork, decorative cornices, brass details on doors;
 these are extra touches that make a building unique. When marble is polished
 and clean, ironwork and cornices free of rust, and brass buffed to an impeccable
 shine, the combined effect radiates charm and boosts your building's curb appeal.
 The city can be a hostile environment, however, with the combined forces of
 nature, pollution and everyday wear-and-tear wreaking havoc on these design
 elements. The origin and history of the building materials can provide insight
 into the best methods for maintenance and restoration.]]></description>
					  <author>no@spam.com (Meryl Feiner)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/781/1/Mind-Your-Marble-and-Master-Your-Metal/Page1.html</guid>
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					  <title><![CDATA[Overseer or Overlord?]]></title>
					  <link>http://cooperator.com/articles/780/1/Overseer-or-Overlord/Page1.html</link>
					  <description><![CDATA[ In a case that may well have far-reaching implications both in New York City
 and beyond, the state Appellate Court, 2nd Department, is currently crafting
 a judgment that may give the state Attorney General increased oversight in how
 co-op and condominium boards operate. ]]></description>
					  <author>no@spam.com (Hannah Fons)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/780/1/Overseer-or-Overlord/Page1.html</guid>
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					  <title><![CDATA[It's Your Dime]]></title>
					  <link>http://cooperator.com/articles/779/1/Its-Your-Dime/Page1.html</link>
					  <description><![CDATA[ As surely as kids dread the back-to-school season every fall, so too must
 co-op boards face the budget season. A building really has only one shot at
 establishing income for the whole next year, and while many of you may be far
 from novices when it comes to preparing a budget, this year has some unique
 surprises in store for all of us. Determining the optimal level of maintenance
 income is really a balancing act between various - and sometimes conflicting - goals.
 To further complicate matters, the effects of a volatile stock market and the
 widespread evaporation of huge amounts of financial wealth has some shareholders
 and unit owners acutely concerned about preserving and enhancing the perceived
 value of their units - and thus more sensitive to any changes in maintenance charges
 or assessments. They are seeking stability and consistency at a time when real
 estate taxes and insurance costs and other building expenses loom on the sidelines
 ready to stir up our game.]]></description>
					  <author>no@spam.com (Stephen R. Beer)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/779/1/Its-Your-Dime/Page1.html</guid>
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					  <title><![CDATA[Without Rhyme or Reason]]></title>
					  <link>http://cooperator.com/articles/778/1/Without-Rhyme-or-Reason/Page1.html</link>
					  <description><![CDATA[ The age-old battle between applicants and co-op and condominium boards can
 sometimes seem like a cunning chess match in which the prospective buyers are
 pawns awaiting to be knighted with the stamp of approval before they are allowed
 to move into their brand new castle. Under current state law, co-op and condo
 boards are protected under a veneer of legal precedents that allows them to
 reject buyers without having to provide a written reason for their decision.
]]></description>
					  <author>no@spam.com (Debra A. Estock)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/778/1/Without-Rhyme-or-Reason/Page1.html</guid>
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					  <title><![CDATA[Throw Some Light On It]]></title>
					  <link>http://cooperator.com/articles/777/1/Throw-Some-Light-On-It/Page1.html</link>
					  <description><![CDATA[ Everybody wants to show themselves and their home in the best light possible - literally.
 How you light a room gives it added definition and character, and enhances both
 the space's contents and its inhabitants. When it comes to interior decorating,
 next to the color on the wall, lighting is one of the most vital, fundamental
 elements. ]]></description>
					  <author>no@spam.com (Leslie A. Scott)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/777/1/Throw-Some-Light-On-It/Page1.html</guid>
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					  <title><![CDATA[Staking Your Co-op's Claim on the Internet]]></title>
					  <link>http://cooperator.com/articles/776/1/Staking-Your-Co-ops-Claim-on-the-Internet/Page1.html</link>
					  <description><![CDATA[ Co-op and condo boards are charged with maximizing the value of their shareholders'
 and unit-owners' real estate investments. Year after year, these boards diligently
 replace aging equipment, refurbish lobbies, clear up code violations, and otherwise
 do everything that they can to protect and enhance the value of their real estate.
 They properly pay attention to all potential liabilities and act diligently
 to protect their legal interests in everything from landlord-tenant matters
 to real estate taxes to construction issues.]]></description>
					  <author>no@spam.com (Jay Hollander, Esq.)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/776/1/Staking-Your-Co-ops-Claim-on-the-Internet/Page1.html</guid>
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					  <title><![CDATA[Shareholder Rights]]></title>
					  <link>http://cooperator.com/articles/775/1/Shareholder-Rights/Page1.html</link>
					  <description><![CDATA[ Whenever a resident, board member or building owner gets frustrated by inaction
 or the process of wading through the bureaucratic red tape of board politics,
 it's hard to know where to turn for a solution. ]]></description>
					  <author>no@spam.com (Hannah Fons)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/775/1/Shareholder-Rights/Page1.html</guid>
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					  <title><![CDATA[The Rights of Succession]]></title>
					  <link>http://cooperator.com/articles/774/1/The-Rights-of-Succession/Page1.html</link>
					  <description><![CDATA[ It is not uncommon for a precious commodity such as season tickets to the
 Yankees, Giants or Knicks to be handed down from father to son or from grandfather
 to grandson. So, in today's marketplace, it's easy to see why an apartment owner
 would want their exclusive Manhattan real estate to be passed down from generation
 to generation.]]></description>
					  <author>no@spam.com (Debra A. Estock)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/774/1/The-Rights-of-Succession/Page1.html</guid>
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					  <title><![CDATA[Not Exactly a Walk in the Park]]></title>
					  <link>http://cooperator.com/articles/773/1/Not-Exactly-a-Walk-in-the-Park/Page1.html</link>
					  <description><![CDATA[ All too often, individuals hastily volunteer to become a member of the board
 of directors in their condo or co-op building. Although these people should
 be commended for their effort and enthusiasm, often lost upon the typical board
 member are the complex responsibilities - and potential liability - that come along
 with their position.]]></description>
					  <author>no@spam.com (Nativ Winiarsky)</author>
					  <pubDate>Wed, 31 Dec 1969 19:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/773/1/Not-Exactly-a-Walk-in-the-Park/Page1.html</guid>
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