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				<title><![CDATA[Cooperator - Articles - Q&amp;A]]></title>
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				<lastBuildDate>Sat, 21 Nov 2009 02:41:21 EST</lastBuildDate>
			
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					  <title><![CDATA[Q&amp;A: Noise in a New Construction]]></title>
					  <link>http://cooperator.com/articles/2016/1/QampA-Noise-in-a-New-Construction/Page1.html</link>
					  <description><![CDATA[&ldquo;When I purchased my apartment in Brooklyn, noise was a concern of mine. I was
&nbsp;told by the sales team and the builders that noise was not a problem. But now
&nbsp;with people moving in, I hear closet and kitchen doors closing, people walking
&nbsp;barefoot, babies crying. Normal sounds penetrate not only from above, but from
&nbsp;next door and above the apartment next door. I&rsquo;ve done some electrical work in the apartment and noticed in certain places
&nbsp;there was insulation missing and spacing where the sheetrock meets the floor. The vents are a nightmare as you can hear people having normal
&nbsp;conversation just as if they were in your apartment. Several complaints are
&nbsp;pouring in. Is there anything we can do?&rdquo; 
]]></description>
					  <author>no@spam.com (Stewart E. Wurtzel)</author>
					  <pubDate>Mon, 16 Nov 2009 15:29:01 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2016/1/QampA-Noise-in-a-New-Construction/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: New Construction Woes]]></title>
					  <link>http://cooperator.com/articles/2015/1/QampA-New-Construction-Woes/Page1.html</link>
					  <description><![CDATA[Last year, I bought a brand new condo from a builder in Brooklyn. The disaster
&nbsp;started from the first day I moved in. After I remodeled and thought that I
&nbsp;could enjoy it, I found that there isn&rsquo;t any insulation between the walls, firewall, and the electrical and plumbing
&nbsp;were done incorrectly. We received a letter from our builder&rsquo;s attorney asking us to let him in to make repairs. In his letter, he admits
&nbsp;that his workers did not do the job properly. About 10 units of the 30 units
&nbsp;allowed him to make repairs.]]></description>
					  <author>no@spam.com (C. Jaye Berger, Esq.)</author>
					  <pubDate>Mon, 16 Nov 2009 15:28:22 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2015/1/QampA-New-Construction-Woes/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Rights to Building Insurance Certificates]]></title>
					  <link>http://cooperator.com/articles/2014/1/QampA-Rights-to-Building-Insurance-Certificates/Page1.html</link>
					  <description><![CDATA[I own a co-op unit in Jackson Heights, and recently I asked to get a copy of my
&nbsp;building&rsquo;s insurance policy. The board&rsquo;s management told me that they only give this information out when an owner is
&nbsp;buying, selling or refinancing&mdash;none of which I&rsquo;m doing. Am I entitled to this information? If so, how can I compel my
&nbsp;management company to allow my access to it?&rdquo; 
&nbsp;]]></description>
					  <author>no@spam.com (Steven Troup)</author>
					  <pubDate>Mon, 16 Nov 2009 15:27:27 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2014/1/QampA-Rights-to-Building-Insurance-Certificates/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: D&amp;O vs. General Liability]]></title>
					  <link>http://cooperator.com/articles/2013/1/QampA-DampO-vs-General-Liability/Page1.html</link>
					  <description><![CDATA[Our co-op has a question about our various insurance policies. Our insurance
&nbsp;agent has recommended to the board that we keep our D&amp;O coverage separate from our general liability coverage. I understand that some
&nbsp;commercial general liability policies include D&amp;O so is there a standard approach or policy for this type of scenario? 
&nbsp;]]></description>
					  <author>no@spam.com (Edward J. Mackoul)</author>
					  <pubDate>Mon, 16 Nov 2009 15:26:38 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2013/1/QampA-DampO-vs-General-Liability/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Condo Foreclosure]]></title>
					  <link>http://cooperator.com/articles/2012/1/QampA-Condo-Foreclosure/Page1.html</link>
					  <description><![CDATA[I am three months behind in my homeowner&rsquo;s association payments. Can the condominium foreclose on my unit? My mortgage
&nbsp;payments are up to date, and I called my lender who said, &lsquo;no, they cannot foreclose.&rsquo; What do you say? I wrote a letter to the board asking for a payment plan in
&nbsp;January of this year, but I have not received a response as of yet. I know I
&nbsp;owe the money, but I was sick for a period of time. I am planning to pay the
&nbsp;back fees with my taxes. 
]]></description>
					  <author>no@spam.com (Abbey Goldstein)</author>
					  <pubDate>Mon, 16 Nov 2009 15:25:18 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2012/1/QampA-Condo-Foreclosure/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Shareholders&#039; Right to Choose Management Company]]></title>
					  <link>http://cooperator.com/articles/2001/1/QampA-Shareholders039-Right-to-Choose-Management-Company/Page1.html</link>
					  <description><![CDATA[&nbsp;Do co-op shareholders have any rights when it comes to the selection of a
&nbsp;management company for their building? And if they can&rsquo;t directly choose which company will manage their co-op, can they attend the
&nbsp;interviews with the potential new companies and ask questions to determine if
&nbsp;they want their building managed by one company over another? 
]]></description>
					  <author>no@spam.com (Jamie Heiberger-Jacobsen)</author>
					  <pubDate>Wed, 28 Oct 2009 11:07:21 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2001/1/QampA-Shareholders039-Right-to-Choose-Management-Company/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Board Ethics]]></title>
					  <link>http://cooperator.com/articles/2000/1/QampA-Board-Ethics/Page1.html</link>
					  <description><![CDATA[&nbsp;Can the president of the co-op board be in business with the managing agent
&nbsp;company&rsquo;s owner without divulging it to the shareholders or other board members? The
&nbsp;board members were recently notified that the owner is one of the board of
&nbsp;directors and principal owners of a new bank that the co-op has refinanced
&nbsp;through. Our board president who is dealing with the company owner is also an
&nbsp;investor in this bank. I think the relationship between the management company&rsquo;s president/owner has compromised the board president&rsquo;s fiduciary responsibilities to the shareholders. I do not believe the board
&nbsp;president has pursued problems allegedly related to the managing company&rsquo;s poor performance since he wants to be on the good side of the very wealthy and
&nbsp;connected owner. As of this time, the shareholders have not been informed of
&nbsp;the board president&rsquo;s business dealings with the owner of the management company. 
]]></description>
					  <author>no@spam.com (Michael Manzi)</author>
					  <pubDate>Wed, 28 Oct 2009 11:06:37 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2000/1/QampA-Board-Ethics/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Management Company Negligent]]></title>
					  <link>http://cooperator.com/articles/1999/1/QampA-Management-Company-Negligent/Page1.html</link>
					  <description><![CDATA[Our management company just changed hands. The building records were shipped to
&nbsp;the co-op, placed in a room across from the laundry and the rumor is that only
&nbsp;the superintendent has the key. The other night when the new manager came, he
&nbsp;left the door unlocked and the records were exposed to anyone who had access to
&nbsp;that room. Since this new manager does not see the importance of housing our
&nbsp;records at his location, I am afraid of identity theft and want my folder
&nbsp;removed from that room. Do I have the right as a board member and shareholder
&nbsp;to remove it? 
]]></description>
					  <author>no@spam.com (Mary L. Kosmark, Esq.)</author>
					  <pubDate>Wed, 28 Oct 2009 11:05:51 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1999/1/QampA-Management-Company-Negligent/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Irresponsible Board President]]></title>
					  <link>http://cooperator.com/articles/1998/1/QampA-Irresponsible-Board-President/Page1.html</link>
					  <description><![CDATA[The board of our HDFC co-op is not fulfilling the needs of the building or
&nbsp;maintaining its upkeep. The building structure is deteriorating, and the
&nbsp;intercom system has not been working for over a year. Since the death of our
&nbsp;last board president (who was allegedly stealing money), a new president has
&nbsp;taken over, and conditions have gotten even worse. The new president refuses to
&nbsp;fix up the building or hire a super or managing agent. The building&rsquo;s appearance is now dreadful, and residents with small children are concerned
&nbsp;for their safety after syringe needles have been found in the hallways. What
&nbsp;can we as residents do to turn things around and take back our building? 
]]></description>
					  <author>no@spam.com (Martin Kera)</author>
					  <pubDate>Wed, 28 Oct 2009 11:05:04 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1998/1/QampA-Irresponsible-Board-President/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Unexplained Maintenance Increases]]></title>
					  <link>http://cooperator.com/articles/1977/1/QampA-Unexplained-Maintenance-Increases/Page1.html</link>
					  <description><![CDATA[&nbsp;I&rsquo;ve lived in my Manhattan co-op for nearly 20 years. We elected a new board
&nbsp;president a little over a year ago, and in that short time our board has raised
&nbsp;the monthly maintenance three times. Can a board just keep raising our
&nbsp;maintenance without consulting shareholders? What protects us as shareholders?
&nbsp;Shouldn&rsquo;t the shareholder be given a certain amount of time and prior notice before
&nbsp;implementing these increases? 
&nbsp;]]></description>
					  <author>no@spam.com (Stanley M. Kaufman)</author>
					  <pubDate>Mon, 21 Sep 2009 13:54:30 EDT</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/1977/1/QampA-Unexplained-Maintenance-Increases/Page1.html</guid>
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