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				<title><![CDATA[Cooperator - Articles - Q&amp;A]]></title>
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					  <title><![CDATA[Q&amp;A: Separate But Equal?]]></title>
					  <link>http://cooperator.com/articles/2051/1/QampA-Separate-But-Equal/Page1.html</link>
					  <description><![CDATA[Our co-op has a question about our various insurance policies. Our insurance
&nbsp;agent has recommended to the board that we keep our Directors &amp; Officers (D&amp;O) coverage separate from our general liability coverage. I understand that some
&nbsp;commercial general liability policies include D&amp;O, so is there a standard approach or policy for this type of scenario? 
]]></description>
					  <author>no@spam.com (Sal Sciallo)</author>
					  <pubDate>Mon, 01 Mar 2010 14:19:08 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2051/1/QampA-Separate-But-Equal/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Conflicted and Confused]]></title>
					  <link>http://cooperator.com/articles/2050/1/QampA-Conflicted-and-Confused/Page1.html</link>
					  <description><![CDATA[I am the vice president of our co-op board. Just recently we found out through a
&nbsp;real estate ad that the president of the board is selling his unit. Does this
&nbsp;pose a conflict of interest? In effect should the president remain the
&nbsp;president while he is selling his apartment? He's postponed several meetings
&nbsp;where we're supposed to address a maintenance increase. My guess is that he's
&nbsp;obligated to tell his prospective buyers about the maintenance increase, but
&nbsp;one would wonder why these meetings have been continuously postponed. 
]]></description>
					  <author>no@spam.com (Joseph G. Colbert, Esq.)</author>
					  <pubDate>Mon, 01 Mar 2010 14:17:54 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2050/1/QampA-Conflicted-and-Confused/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: The Shining]]></title>
					  <link>http://cooperator.com/articles/2049/1/QampA-The-Shining/Page1.html</link>
					  <description><![CDATA[&nbsp;I live in a high-rise co-op on the Upper East Side and have a situation where my
&nbsp;neighbor two floors down built a terrace and installed six string up-lights,
&nbsp;for "landscape" lighting, which shine up into my windows. They leave the lights
&nbsp;on all night and day. Prior to the light installation, the exterior area was
&nbsp;pitch black at night. I am constantly awakened at 3 a.m. thinking it's morning.
&nbsp;Is there any local ordinance which prevents them from keeping their lights on
&nbsp;all night long? My co-op board and management company have had a difficult time
&nbsp;dealing with these shareholders, who claim that they need the lights for
&nbsp;'safety'&mdash;although their apartment is not at ground level and faces the rear of the
&nbsp;building. The co-op board suggested that they install a timer, and almost eight
&nbsp;months later they have yet to install one. 
]]></description>
					  <author>no@spam.com (Andrew P. Brucker)</author>
					  <pubDate>Mon, 01 Mar 2010 14:11:09 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2049/1/QampA-The-Shining/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Right to the Deceases&#039;s Estate]]></title>
					  <link>http://cooperator.com/articles/2039/1/QampA-Right-to-the-Deceases039s-Estate/Page1.html</link>
					  <description><![CDATA[&#8220;If a unit owner is deceased, what are the inheritance rights of a relative, for
 example, let's say, siblings, to moving in and taking possession of an
 apartment?&#8221; 
 ]]></description>
					  <author>no@spam.com (Stephen M. Lasser, Esq.)</author>
					  <pubDate>Thu, 28 Jan 2010 16:10:04 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2039/1/QampA-Right-to-the-Deceases039s-Estate/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: No Quorum?]]></title>
					  <link>http://cooperator.com/articles/2038/1/QampA-No-Quorum/Page1.html</link>
					  <description><![CDATA[&nbsp;Is there a law allowing us to conduct a meeting without a quorum reached? We
&nbsp;need more than 50 percent of the vote and certain shareholders refuse to attend
&nbsp;the meetings. We don&rsquo;t have a co-op board and can not elect one. The old board members, still in
&nbsp;place, have moved out of state, and we can not hold elections. Housing court
&nbsp;ruled that we were to get a new board in place by the beginning of the year. 
]]></description>
					  <author>no@spam.com (Geoffrey Mazel, Esq.)</author>
					  <pubDate>Thu, 28 Jan 2010 16:09:16 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2038/1/QampA-No-Quorum/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Water Damages in Co-op Unit]]></title>
					  <link>http://cooperator.com/articles/2026/1/QampA-Water-Damages-in-Co-op-Unit/Page1.html</link>
					  <description><![CDATA[&#8220;I reside in a co-op apartment in the Bronx. For a whole year, I have incurred
&nbsp;damages to my bathroom and kitchen ceilings from a washing machine in the
&nbsp;apartment directly above mine, which is occupied by the shareholder&#8217;s subtenant. Each time a leak occurs, I notify my co-op board, but nothing is
&nbsp;ever done to rectify the situation. I want to sue the shareholder for the
&nbsp;damages. Under the proprietary lease can the co-op board be held responsible as
&nbsp;well?&#8221; 
]]></description>
					  <author>no@spam.com (Bruce Cholst)</author>
					  <pubDate>Mon, 28 Dec 2009 15:15:15 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2026/1/QampA-Water-Damages-in-Co-op-Unit/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Noisy Problems]]></title>
					  <link>http://cooperator.com/articles/2025/1/QampA-Noisy-Problems/Page1.html</link>
					  <description><![CDATA[ &#8220;I have been a shareholder and board member in my building for the past 20 years.
 A year ago a new shareholder with two small children moved in above me, and
 since then noise has been a constant, serious problem as the kids&#8217; room is directly over my bedroom. The house rules explicitly require apartments
 to be 80 percent carpeted, and the room overhead is clearly not. I have
 complained time and time again about the situation, but to no resolution. I
 have on occasion tried to speak to the upstairs residents, who seem to think
 that there is no problem, and have even gone as far as stomping their feet
 heavily across the room and dropping heavy materials on the floor in
 retaliation. I am at my wit&#8217;s end&#8212;what are my options?&#8221; 
]]></description>
					  <author>no@spam.com (Howard Schechter)</author>
					  <pubDate>Mon, 28 Dec 2009 15:13:55 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2025/1/QampA-Noisy-Problems/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Noise in a New Construction]]></title>
					  <link>http://cooperator.com/articles/2016/1/QampA-Noise-in-a-New-Construction/Page1.html</link>
					  <description><![CDATA[&#8220;When I purchased my apartment in Brooklyn, noise was a concern of mine. I was
&nbsp;told by the sales team and the builders that noise was not a problem. But now
&nbsp;with people moving in, I hear closet and kitchen doors closing, people walking
&nbsp;barefoot, babies crying. Normal sounds penetrate not only from above, but from
&nbsp;next door and above the apartment next door. I&#8217;ve done some electrical work in the apartment and noticed in certain places
&nbsp;there was insulation missing and spacing where the sheetrock meets the floor. The vents are a nightmare as you can hear people having normal
&nbsp;conversation just as if they were in your apartment. Several complaints are
&nbsp;pouring in. Is there anything we can do?&#8221; 
]]></description>
					  <author>no@spam.com (Stewart E. Wurtzel)</author>
					  <pubDate>Mon, 28 Dec 2009 15:00:34 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2016/1/QampA-Noise-in-a-New-Construction/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: New Construction Woes]]></title>
					  <link>http://cooperator.com/articles/2015/1/QampA-New-Construction-Woes/Page1.html</link>
					  <description><![CDATA[Last year, I bought a brand new condo from a builder in Brooklyn. The disaster
&nbsp;started from the first day I moved in. After I remodeled and thought that I
&nbsp;could enjoy it, I found that there isn&rsquo;t any insulation between the walls, firewall, and the electrical and plumbing
&nbsp;were done incorrectly. We received a letter from our builder&rsquo;s attorney asking us to let him in to make repairs. In his letter, he admits
&nbsp;that his workers did not do the job properly. About 10 units of the 30 units
&nbsp;allowed him to make repairs.]]></description>
					  <author>no@spam.com (C. Jaye Berger, Esq.)</author>
					  <pubDate>Mon, 16 Nov 2009 15:28:22 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2015/1/QampA-New-Construction-Woes/Page1.html</guid>
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					  <title><![CDATA[Q&amp;A: Rights to Building Insurance Certificates]]></title>
					  <link>http://cooperator.com/articles/2014/1/QampA-Rights-to-Building-Insurance-Certificates/Page1.html</link>
					  <description><![CDATA[I own a co-op unit in Jackson Heights, and recently I asked to get a copy of my
&nbsp;building&rsquo;s insurance policy. The board&rsquo;s management told me that they only give this information out when an owner is
&nbsp;buying, selling or refinancing&mdash;none of which I&rsquo;m doing. Am I entitled to this information? If so, how can I compel my
&nbsp;management company to allow my access to it?&rdquo; 
&nbsp;]]></description>
					  <author>no@spam.com (Steven Troup)</author>
					  <pubDate>Mon, 16 Nov 2009 15:27:27 EST</pubDate>
					 <guid isPermaLink="true">http://cooperator.com/articles/2014/1/QampA-Rights-to-Building-Insurance-Certificates/Page1.html</guid>
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