Insurance

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Directors' and Officers' Insurance

By Diana Mosher

Being elected to serve on the board of your co-op or condo can be viewed as a great honor or a dreadful Read More

The Value of Homeowners Insurance

By Insurance Information Institute

For many people, their home is their greatest asset. Yet studies show that 59 percent of today’s homes are underinsured by an average of 22 percent. To protect their investment this hurricane season, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs, according to the Insurance Information Institute (III). Read More

The Course of a Claim

By Keith Loria

Any number of things can set off an insurance claim in a co-op or condo building. Someone can slip and fall in the lobby; there can be aesthetic damage from a construction project, or a leaky roof can cause major water damage— sometimes in multiple units. And while most building managers might understand the basics for filing a claim, the road it travels from the initial contact with the insurance company to a compensation check appearing in the mail can be a long one. Read More

Deconstructing Insurance

By Anthony Stoeckert

Insurance sounds like a simple concept: you pay a premium to your insurer, and then when you file a claim, your insurer pays you. Simple. Insuring a co-op or condo building shouldn’t be much different than insuring yourself—just on a bigger scale, right? Read More

How Safe Are You?

By Raanan Geberer

Since they were first built, apartment buildings have been insured for disasters and unforeseen circumstances—the things nobody ever wants to happen, but has to admit are possible. Things like fires, floods, earthquakes and so on. In the past, terrorism was thought of as being something that happened in other countries, but since 9/11, the fear of terrorism—and the desire to make sure one’s home is safe from it as much as possible—have taken center stage in the minds of many New Yorkers. Read More

Insurance Products

By Lisa Iannucci

Having insurance means having financial protection—protection from being financially crippled by having to pay excessive costs to rebuild a life or a home—or a whole building—when tragedy strikes. Read More

Pure Premium

By Greg Olear

In 2001, the Amalgamated Houses co-op in the Bronx paid $287,000 in insurance premiums. The following June, when the existing policy terminated, the yearly tab rose to a staggering $427,000—an increase of almost 50 percent. And wasn’t just the Amalgamated Houses whose insurance costs skyrocketed. All across the city, in buildings both commercial and residential, premiums rose markedly. Read More

Good Neighbors

By Michael McDonough

Insuring Commercial Space in Your Building Read More

Insurance and Mold Litigation

By Alan R. Lyons and Mary Ellen Shuttleworth

Insurance and Mold Litigation Read More

Are You Covered?

By Anthony Stoeckert

Are You Covered? Read More

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