The New York Cooperator, The Co-op & Condo Monthly

New this week

Facade Inspections

What Do You Look For?

You see them up all over the city - scaffolding, sidewalk sheds, and other indicators that facade work is being carried …

Get on Board!

How to Increase Member Participation at Community Meetings

NYC's Most Expensive Condo Projected to Sell Out at $4 Billion

Sales Underway at Extell's Central Park Tower

SEIU-32BJ Gives Amazon HQ an OK

Nation's Biggest Property Service Workers Approve of LIC Location

How Has the Manager's Role Changed Over Time?

New Decades, New Job Descriptions

Management

Reducing Energy Costs - and Waste

What Are Some Steps Boards Can Take?

Every board wants to save money -- and conscientious ones want to reduce their community's carbon footprint as well. In …

Management

The Cooperator Expo New York Returns to Javits Thursday October 11th

Second Annual Fall Trade Show Will Draw Thousands

2018 October

Boards Battle Burnout

Minimizing the Stress of Governance

Virtual Doormen

Deliveries in the Age of Virtual Staff

Assessing Your Community's Security Needs

What Do You Really Need?

Finance

Study: Most New Yorkers Are Shut Out of Buying a Home

Real Estate Investors and High Home Prices Are to Blame, Says Report

Thanks to rising home prices a decade after the foreclosure crisis, it has become harder for most New York families to b…

Finance

2018 November

The Appraisal Process

Knowing Your Worth

HDFC Co-ops and Foreclosures: Resolution and Restoration?

Experts Weigh in on What Could Be Done

Upper Manhattan Forum Addresses HDFC Co-op Concerns

Assembly Member Holds Meeting to Discuss Ongoing Issues About HDFCs

Report: Manhattan Condo and Co-op Sales Down in 2Q 2018

Meanwhile, Inventory Is Up

On The Board

What Traits Characterize the Best Functioning Boards?

(Hint: It's Communication!)

Every board is as different as the communities they serve; what works for a luxury high-rise on Park Avenue might not be…

Your Pet Policy vs. NYC's Human Rights Commission

New Guidance Requires 'Cooperative Dialogue'

2018 November

Handling Conflicts

When Should the Board Intervene?

2018 November

Effective Committees

Delegating Makes Light Work

2018 October

Board Culture

What Traits Make a Board Successful?

Switching Management Companies

What Documents Are Needed?

Changing management companies can be a very good thing - but it can be needlessly complicated if the incoming firm doesn…

Changing Management Companies

What Documentation Does Your Board Need?

How Do You Choose a New Management Firm?

Questions to Ask, Criteria to Check

Finding the Right Match

Evaluating the Board-Management Relationship

2014 January

Knowing When to Call Your Manager

Response to Calls is an Essential Part of the Manager’s Job

Love Thy Neighbor, But Not Their Issues - Addressing Quality of Life Conflicts Between Residents

Presented by Kagan Lubic Leper Finkelstein & Gold LLP - 2017 Cooperator Expo New York

Pet policies and smoking bans are just a couple of the more contentious issues that co-op and condo boards may be faced …

2014 February

Keeping Track of Paperwork

Properly Managing the Board’s Records

2014 February

Board Owner Do’s and Don’ts

What Makes a Board Successful

2014 February

Making the Switch

Transitioning From Sponsor to Owner Control

2014 February

Howdy, Neighbor

Cultivating a Sense of Community

Maintenance

Scaffolding in NYC: Protection or Potential Danger?

Proposed Legislation Would Remove Sidewalk Sheds

It’s pretty much impossible these days to walk anywhere in New York City -- Manhattan in particular -- without walking u…

2018 November

What’s New in Multifamily Residential Construction

Building Better Buildings

2018 November

Heating Options for Multifamily Communities

Get Warm, Stay Warm

2018 November

Building Inspections

What They’re Looking for, and When

What's the Pest Control Industry's Biggest Challenge?

Rodents? Insects? ...or Humans?

What Are the Biggest Landscaping Challenges in NYC?

(...aside from lack of actual land?)

Keeping plants alive and thriving is a challenge for most of us -- add in the environmental stressors and space constrai…

Roof Decks: Things You Should Know Before Installing One

Having One Could Enhance Your Building

2018 March

Exterior Signage

Monetizing Your Outside Space

2018 March

Roof Maintenance

Taking Care of Your Building From the Top Down

2018 March

Planning Ahead

Staying on Top of Building Maintenance

Decision 2016: Oil or Gas

The Latest on How to Handle Heating

Thanks to an initiative passed by the Bloomberg administration back in 2010, New York City has successfully phased out N…

2015 March

A Clear View

What’s New in Window Trends and Technology?

2014 November

The Human Factor

What You Need to Know About Staff Management

2014 November

Plumbing the Depths

Pipes, Drains and Your HOA's Water Supply

2014 November

Boiler Maintenance Basics

The Heat is On

Organizations

Void Where Prohibited

Local Group Challenges Use of 'Mechanical Void' to Heighten Condo Tower

CAI Big Apple Chapter Comes to Fruition

A Co-op, Condo, HOA Resource for New York City

NYC Finally Has Its Own CAI Chapter

Group Introduces Big Apple CAI

New York City Superintendents Technical Association

Representation, Education and Communication

SEIU Local 32BJ

Keeping Your Buildings Safe and Secure

Design

Extell Launches Sales at Central Park Tower

When Completed, It Will Be NYC's Tallest Residential Building

A Port of Import

Activity Booms at New Jersey's Port Imperial Development

Green Walls Bring Nature Inside Your Home

They Can Provide Environmental and Health Benefits, Say Experts

Revisiting Passive House Building

New Construction Continues to Strive for Net-Zero or Net-Positive Energy Consumption

Condo Restoration Nabs 2018 Moses Award

Project Team Behind 54 Bond Street Project Recognized for Preservation Work

Insurance

Boards' Biggest Insurance Blunders

...and How to Avoid Them

The Chain of Communication

Establishing Connections – and Boundaries – Between Board and Residents

The Upsides of Board Service

Benefits, Rewards, and a Job Well Done

Responsibility for Repairs

Whose Insurance Pays?

The Risks of Being Un(or under-)Insured

Owners Uncovered

Events

Wed, Dec 19, 8:00am – 1:30pm

iGlobal Forum: Breakfast With Real Estate Titans Dealmaker

Wed, Dec 19, 8:00am – 1:30pm add to calendar 19-12-2018 08:00 19-12-2018 13:30 America/New_York iGlobal Forum: Breakfast With Real Estate Titans Dealmaker The new, one-of-a-kind event will feature a unique combination of high-level educational and networking opportunities in a concise format delivering unprecedented access to industry luminaries and 1x1 networking. Keynote speakers will share their strategies in finding real returns in a complex real estate market, playing to win, creating value and sustaining their position as an industry leader. The 1x1 interview-style sessions will be followed by a series of concise and targeted roundtable discussions and 1x1 meetings, where real estate investors, operators and managers will connect and evaluate the potential for mutual business endeavors. For information, visit http://www.iglobalforum.com/RETitans.html. Location TBA MM/DD/YYYY

iGlobal Forum: Breakfast With Real Estate Titans Dealmaker

The new, one-of-a-kind event will feature a unique combination of high-level educational and networking opportunities in a concise format delivering unprecedented access to industry luminaries and 1x1 networking. Keynote speakers will share their strategies in finding real returns in a complex real estate market, playing to win, creating value and sustaining their position as an industry leader. The 1x1 interview-style sessions will be followed by a series of concise and targeted roundtable discussions and 1x1 meetings, where real estate investors, operators and managers will connect and evaluate the potential for mutual business endeavors. For information, visit http://www.iglobalforum.com/RETitans.html.

Location TBA map

Tue, Jan 15, 9:00pm – 12:00am

Homeowners Night

Tue, Jan 15, 9:00pm – 12:00am add to calendar 15-01-2019 21:00 16-01-2019 00:00 America/New_York Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need to: plan for a home renovation or construction project; address an open violation on your property; obtain more information and records about a property; use our online resources including DOB NOW and the Buildings Information System (BIS). Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. For information, visit www1.nyc.gov/site/buildings/homeowner/homeowner.page. Check your borough office MM/DD/YYYY

Homeowners Night

If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need to: plan for a home renovation or construction project; address an open violation on your property; obtain more information and records about a property; use our online resources including DOB NOW and the Buildings Information System (BIS). Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. For information, visit www1.nyc.gov/site/buildings/homeowner/homeowner.page.

Check your borough office map

Thu, Jan 17, 6:30pm – 10:00pm

REBNY 123rd Annual Banquet

Thu, Jan 17, 6:30pm – 10:00pm add to calendar 17-01-2019 18:30 17-01-2019 22:00 America/New_York REBNY 123rd Annual Banquet REBNY's Annual Banquet is New York City's largest real estate networking event, providing a unique and invaluable opportunity to share space with top owners, developers, brokers and major city officials in one room. Bringing together over 2,000 people, this event honors these movers and shakers by presenting seven prestigious industry awards throughout the evening. For information, visit www.rebny.com. New York Hilton Midtown, 1335 6th Ave, New York, NY 10019, USA MM/DD/YYYY

REBNY 123rd Annual Banquet

REBNY's Annual Banquet is New York City's largest real estate networking event, providing a unique and invaluable opportunity to share space with top owners, developers, brokers and major city officials in one room. Bringing together over 2,000 people, this event honors these movers and shakers by presenting seven prestigious industry awards throughout the evening. For information, visit www.rebny.com.

New York Hilton Midtown, 1335 6th Ave, New York, NY 10019, USA map

Tue, Jan 22, 9:00pm – 12:00am

Homeowners Night

Tue, Jan 22, 9:00pm – 12:00am add to calendar 22-01-2019 21:00 23-01-2019 00:00 America/New_York Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need to: plan for a home renovation or construction project; address an open violation on your property; obtain more information and records about a property; use our online resources including DOB NOW and the Buildings Information System (BIS). Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. For information, visit www1.nyc.gov/site/buildings/homeowner/homeowner.page. Check your borough office MM/DD/YYYY

Homeowners Night

Check your borough office map

Wed, Jan 23 – Sun, Jan 27

CAI: Community Association Law Seminar

Wed, Jan 23 – Sun, Jan 27 add to calendar 23-01-2019 00:00 27-01-2019 00:00 America/New_York CAI: Community Association Law Seminar CAI's Community Association Law Seminar is brought to you by the College of Community Association Lawyers (CCAL). The program is developed each year as part of CCAL's commitment to advancing the knowledge and practice of community association law. The Law Seminar provides a unique learning opportunity to discuss emerging trends and legislative issues important to the practice of community association law—as well as excellent opportunities for professional networking. For information, www.caionline.org. New Orleans, LA, USA MM/DD/YYYY

CAI: Community Association Law Seminar

CAI's Community Association Law Seminar is brought to you by the College of Community Association Lawyers (CCAL). The program is developed each year as part of CCAL's commitment to advancing the knowledge and practice of community association law. The Law Seminar provides a unique learning opportunity to discuss emerging trends and legislative issues important to the practice of community association law—as well as excellent opportunities for professional networking. For information, www.caionline.org.

New Orleans, LA, USA map

Tue, Jan 29, 9:00pm – 12:00am

Homeowners Night

Tue, Jan 29, 9:00pm – 12:00am add to calendar 29-01-2019 21:00 30-01-2019 00:00 America/New_York Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need to: plan for a home renovation or construction project; address an open violation on your property; obtain more information and records about a property; use our online resources including DOB NOW and the Buildings Information System (BIS). Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. For information, visit www1.nyc.gov/site/buildings/homeowner/homeowner.page. Check your borough office MM/DD/YYYY

Homeowners Night

Check your borough office map

Thu, Jan 31, 6:00pm – 8:00pm

CAI-LI Chapter Membership Meeting and Seminar

Thu, Jan 31, 6:00pm – 8:00pm add to calendar 31-01-2019 18:00 31-01-2019 20:00 America/New_York CAI-LI Chapter Membership Meeting and Seminar For information, visit www.cai-li.org. Fairfield Properties, 150 Broadhollow Rd, Melville, NY 11747, USA MM/DD/YYYY

CAI-LI Chapter Membership Meeting and Seminar

For information, visit www.cai-li.org.

Fairfield Properties, 150 Broadhollow Rd, Melville, NY 11747, USA map

Tue, Feb 5, 9:00pm – 12:00am

Homeowners Night

Tue, Feb 5, 9:00pm – 12:00am add to calendar 05-02-2019 21:00 06-02-2019 00:00 America/New_York Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need to: plan for a home renovation or construction project; address an open violation on your property; obtain more information and records about a property; use our online resources including DOB NOW and the Buildings Information System (BIS). Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. For information, visit www1.nyc.gov/site/buildings/homeowner/homeowner.page. Check your borough office MM/DD/YYYY

Homeowners Night

Check your borough office map

Thu, Feb 7 – Sat, Feb 9

IMN: 2nd Annual Middle Market Multifamily Forum

Thu, Feb 7 – Sat, Feb 9 add to calendar 07-02-2019 00:00 09-02-2019 00:00 America/New_York IMN: 2nd Annual Middle Market Multifamily Forum IMN will build on the success of its rapidly expanding multifamily conference franchise by gathering leading real estate professionals from across the country. Each edition of IMN’s Middle-Market Multifamily franchise attracts an average of over 500 registrants – over 60% of which are categorized as small and mid-sized multifamily owners – and between 30-40 sponsors/exhibitors, ensuring delegates have ample opportunity for networking and business development. For information, visit https://www.imn.org/real-estate/conference/2nd-Annual-Middle-Market-Multifamily-Forum-Northeast. New York Marriott Downtown, 85 West St, New York, NY 10006, USA MM/DD/YYYY

IMN: 2nd Annual Middle Market Multifamily Forum

IMN will build on the success of its rapidly expanding multifamily conference franchise by gathering leading real estate professionals from across the country. Each edition of IMN’s Middle-Market Multifamily franchise attracts an average of over 500 registrants – over 60% of which are categorized as small and mid-sized multifamily owners – and between 30-40 sponsors/exhibitors, ensuring delegates have ample opportunity for networking and business development. For information, visit https://www.imn.org/real-estate/conference/2nd-Annual-Middle-Market-Multifamily-Forum-Northeast.

New York Marriott Downtown, 85 West St, New York, NY 10006, USA map

Thu, Feb 7, 6:30pm – 9:30pm

IREM: Annual Dinner & Awards

Thu, Feb 7, 6:30pm – 9:30pm add to calendar 07-02-2019 18:30 07-02-2019 21:30 America/New_York IREM: Annual Dinner & Awards Honorees: Real Estate Person of the Year: Matt Duthie, Newmark, Knight, Frank; Certified Property Manager of the Year: Erin Leahy, CPM® Cushman & Wakefield; Industry Partner of the Year: JAD Building Maintenance Supplies; mAccredited Management Organization of the Year: Related Management, AMO®. Tickets: $2,500.00 Event Sponsor; $325.00 Per Person; $3,250.00 Per Table. For information, visit www.iremnyc.org. 230 5th Ave, New York, NY 10001, USA MM/DD/YYYY

IREM: Annual Dinner & Awards

Honorees: Real Estate Person of the Year: Matt Duthie, Newmark, Knight, Frank; Certified Property Manager of the Year: Erin Leahy, CPM® Cushman & Wakefield; Industry Partner of the Year: JAD Building Maintenance Supplies; mAccredited Management Organization of the Year: Related Management, AMO®. Tickets: $2,500.00 Event Sponsor; $325.00 Per Person; $3,250.00 Per Table. For information, visit www.iremnyc.org.

230 5th Ave, New York, NY 10001, USA map

Tue, Feb 12, 9:00pm – 12:00am

Homeowners Night

Tue, Feb 12, 9:00pm – 12:00am add to calendar 12-02-2019 21:00 13-02-2019 00:00 America/New_York Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need to: plan for a home renovation or construction project; address an open violation on your property; obtain more information and records about a property; use our online resources including DOB NOW and the Buildings Information System (BIS). Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. For information, visit www1.nyc.gov/site/buildings/homeowner/homeowner.page. Check your borough office MM/DD/YYYY

Homeowners Night

Check your borough office map

Thu, Mar 7, 7:45am – 2:15pm

9th annual Brooklyn Real Estate Summit, presented by JLL

Thu, Mar 7, 7:45am – 2:15pm add to calendar 07-03-2019 07:45 07-03-2019 14:15 America/New_York 9th annual Brooklyn Real Estate Summit, presented by JLL GreenPearl is excited to announce the return of the Brooklyn Real Estate Summit presented by JLL for its 9th year. On March 7th, Brooklyn’s most active developers, investors, owners, and operators gather to explore new opportunities and resolve key obstacles in one of New York City’s most complex real estate markets. For information, visit https://www.eventbrite.com/e/9th-annual-brooklyn-real-estate-summit-presented-by-jll-registration-51987200115. Brooklyn, NY, USA MM/DD/YYYY

9th annual Brooklyn Real Estate Summit, presented by JLL

GreenPearl is excited to announce the return of the Brooklyn Real Estate Summit presented by JLL for its 9th year. On March 7th, Brooklyn’s most active developers, investors, owners, and operators gather to explore new opportunities and resolve key obstacles in one of New York City’s most complex real estate markets. For information, visit https://www.eventbrite.com/e/9th-annual-brooklyn-real-estate-summit-presented-by-jll-registration-51987200115.

Brooklyn, NY, USA map

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News

12/14/2018 Swift sales for condos on a corner of the LICH site - Brooklyn Daily Eagle

It’s pin-drop quiet inside The Cobble Hill House — although the Brooklyn-Queens Expressway runs right past it. The condo building’s developers have an acoustical consultant to thank for that.
Read full story

12/14/2018 Condo sells for $55M, a TriBeCa record - Crain's New York Business

A penthouse at 70 Vestry just broke the record for most expensive closed sale for the year in the TriBeCa neighborhood—tapping out at $55 million, the Wall Street Journal reported.
Read full story

12/14/2018 Rolling the Dice on Development in Dumbo - NY Times

In 2003, fresh out of school with an art degree, Michael Kravit moved to an artist’s loft in Dumbo, a sixth-floor walk-up. “I find a lot of artistic inspiration in Dumbo,” he said. “It is super-gritty, and I love that.”
Read full story

12/11/2018 The market for $25M+ properties in NYC is booming - Curbed

The downswing of New York’s real estate market has been much-documented in the past year: prices are falling, concessions are up, and listings are staying on the market for longer than ever. (And that’s not even taking into account the ongoing affordable housing and homelessness crises.)
Read full story

12/7/2018 The New Normal: It’s a Buyer’s Market - NY Times

Three guests arrived for the recent opening of a three-bedroom rental in the Sutton Place neighborhood of Manhattan, with an asking price of $12,589 a month. But no one brought a checkbook — likely on account of the yoga pants.
Read full story

12/7/2018 City Council, Borough Pres sue City Planning over Two Bridges towers - Curbed

The City Council and Manhattan Borough President Gale Brewer have quickly mobilized against the City Planning Commission’s approval on Wednesday of a trio of skyscrapers poised to rise in the Two Bridges neighborhood.
Read full story

12/7/2018 NEW DEVELOPMENT: Bronx condo plan unveiled - Real Estate Weekly

Brooklyn-based developer Hello Living has purchased a development site at 1049 Washington Avenue in the South Bronx with plans to build a new condo.
Read full story

12/6/2018 Designer finds buyer for fittingly funky Hell’s Kitchen condo - New York Post

Colorful industrial designer Karim Rashid’s Hell’s Kitchen townhouse condo is in contract.
Read full story

12/6/2018 Related’s Stephen Ross just picked up a condo in his firm’s luxury Tribeca development - The Real Deal

Related Companies’ chairman Stephen Ross bought a $6.9 million condominium on the fifth floor of his firm’s Tribeca development, property records show.
Read full story

12/6/2018 When the Desk in Your Lobby Is a Work of Art - The Wall Street Journal

Interviews with real estate developers don’t usually involve cavemen and the origins of civilization. But most aren’t Harry Macklowe, the 81-year-old builder whose storied ups and downs are the stuff of New York real estate legend.
Read full story

12/6/2018 Kushner Companies pays out $88K in Brooklyn rent stabilization lawsuit - Curbed

The Housing Rights Initiative has announced the preliminary outcome of a class action lawsuit filed against Kushner Companies in August 2017 on behalf of five former tenants of 89 Hicks Street over the illegal deregulation of rent-stabilized units in the building.
Read full story

12/6/2018 Amazon has sparked a condo-buying frenzy in Long Island City - NY Post

In January, following a move to Southern California, Edward Jun listed his three-bedroom condo in Long Island City for $2.29 million. Several offers came in: the first at $2.17 million, with the rest dipping even lower. The spread ultimately dropped its price to $2.1 million in May, spending some 300 days on the market.
Read full story

12/5/2018 Landlords raise red flags over council's 'green' bill - Crain's New York Business

The lobbying organization for the city's biggest landlords said it would be impossible to comply with a City Council bill that would require them to cut their buildings' carbon emissions twice in the next five years. Moreover, the measure is unfair as written, the group argued.
Read full story

12/5/2018 Co-op City at 50 - Curbed

On December 10, 1968, the first handful of families moved into the original—and, at that point, only—high-rise apartment building at Co-op City in the Baychester neighborhood of the Bronx.
Read full story

12/4/2018 Madonna loses court battle with co-op board - Daily News

Madonna lost a protracted legal war with her Upper West Side co-op board when a Manhattan Supreme Court justice tossed her complaint against the co-op.
Read full story

12/4/2018 City rejects challenge to Extell's building on stilts - Crain's New York

The city rejected a challenge to a planned Upper West Side apartment building that contains large empty spaces between several floors—a gambit meant to boost the overall height of the project and make the upper units more valuable.
Read full story

12/4/2018 Luxury Condos Stay Strong in November, While Single-Family Slides - Property Shark

Top condo transactions for November had two of the fall seasons higher profile sales, both at the newly-opened 520 Park Avenue luxury tower.
Read full story

12/4/2018 Former Bear Stearns exec relists palatial Greenwich Village townhouse for $59.5M - Curbed

The positively palatial 16,560-square-foot Greenwich Village townhouse of former Bear Stearns co-president Warren Spector has returned to the market with the equally substantial price tag of $59.5 million.
Read full story

12/4/2018 After Amazon workers snagged LIC condos, a senator wants to prevent insider deals - The Real Deal

In the frenzy that followed Amazon’s Long Island City announcement, reports emerged of employees buying condos there before the news was public. Now, a state senator wants to stop those kinds of insider deals.
Read full story

12/3/2018 Brooklyn Point’s Rapid Ascent Continues in Downtown Brooklyn - YIMBY

Set to become the temporary-tallest residential building in Downtown Brooklyn, and ranking 28th among the 30 tallest skyscrapers currently under construction across the Five Boroughs, Extell’s Brooklyn Point, aka 138 Willoughby Street, has now surpassed the halfway mark in its rise.
Read full story

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Recent Articles

Q&A: My HDFC Co-op Won’t Transfer My Late Father’s Shares to Me

Q&A: Holding Two Board Roles Simultaneously

Q&A: Withholding My Maintenance Fee After My Apartment Got Flooded

Q&A: Capital Assessments

Preparing Your Community for Emergencies