A Look at Workers' Compensation Accidents Will Happen

Workers’ compensation, according to the New York State Workers’ Compensation Board, is insurance that provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job.

Employers—and, in the case of some co-op and condo boards, corporations that may not employ anyone—pay for workers’ comp insurance, and it’s not the workers who benefit. To understand why that is, we must look at the history of workers’ comp.

Origins in Labor Movement

Although there are attorneys, boards of attorneys, doctors, and courts of law devoted entirely to the subject, workers’ compensation laws were established in part to reduce the need for litigation.

“The origin was in Germany at the turn of the 20th century,” says John H. Geaney, a partner with the law firm of Capehart & Scratchard in Mount Laurel, New Jersey, and a prolific author of material on the subject. “In America, workers’ comp took root later in the 20th century.”

Indeed, workers’ compensation—or workman’s comp, as it was known in those days when the workers were mostly men—was one of the many benefits earned by America’s Progressive Era labor organizations, for whom we celebrate Labor Day.


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  • You comment on a person having a heart attack and dies on the way home. What about a person having a heart attack in the same senerio and dies on the job. No one have address this matter in depth. Can you answer the question? If a person is working on the job and dies how hard is it to get worker compensation to pay the family?
  • What about a person (a contract employee through a hiring agency) have a heart attack dies on the job? Is this person's family entitled to file a fatal injury compensation claim against the agency and the 3rd party company?Secondly, If a person is working on the job and dies how hard is it to get worker compensation to pay the family?
  • If I hire an independent contractor to paint my home and he does not carry workmens comp, can I purchase temporary insurance so that if he is injured he won't sue my homeowner insurance?
  • Can I hire a person who is collecting Workmans Comp payment for a back injury from somewhere else?