On Your Side The Role of Public Insurance Adjusters

Imagine the panic that sets in when a home is lost or damaged. Now imagine navigating through that fear alone. Whether it’s fire or flooding or the violent effects of a storm, anything that damages or destroys a home will have a lasting and dramatic effect on the people who lived and worked in that space.

Sometimes making the insurance claim that’s meant to return to people the financial and physical security they need can add just as much stress to the situation as the original disaster. Panicked, a homeowner might not realize how much coverage they truly have or how much is due to them from that claim. One of the best ways to avoid this problem is to enlist the aid of a public insurance adjuster.

Although public insurance adjusters are less well known to the average insurance customer than insurance agents or brokers, they have played a vital role in the insurance process since nearly day one. When trouble hits, adjusters will step in as advocates of the insured, working with insurance companies to get a fair and accurate settlement for their client. With extensive knowledge and training, adjusters are ideally suited to serving as a go-between among individuals or businesses and the insurance companies, helping people navigate the sometimes-tricky world of policies and settlements.

Ultimately, adjusters ensure that their clients receive all of the compensation to which they are entitled—a valuable service when people depend on these resources to rebuild their futures.

Stepping Into the Fray

Typically, an adjuster can be called in to help with a situation anywhere from two minutes to two years after the fire has cooled or the floodwaters have receded. As soon as the dust settles after an accident or incident, policyholders should consider calling an adjuster.


Related Articles

Co-op and Condo Liability Insurance: How Much Is Too Much?

Protect Yourself Without Going Overboard

Filing Insurance Claims

Choosing Wisely Can Save Money

Should I Stay or Should I Go?

How Good is Your Co-op or Condo Policy’s Loss of Use Coverage