Four years ago, the co-op at 430 West 34th Street in Manhattan was in trouble. The 17-story, 168-unit vanilla brick building needed money - and needed it quickly. A couple of major capital projects, including new window installation, grout…
Your home is supposed to be a sanctuary - your family's protection from the hazards and harms of the outside world. Unfortunately, what should be a haven can often be full of hazards, especially for children, whose curiosity can be thei…
Nearly two months into Mayor Michael Bloomberg's suspension of glass and plastic recycling - a move designed to trim $40 million from the city's budget - New Yorkers are slowly getting used to the idea of tossing their Pepsi and beer bottl…
Kermit the Frog once sang, "It's not easy being green." In truth, New York-area co-ops and condominiums are discovering that "going green" is easier and more cost-effective than ever before. No, you won't be seeing a rash of high rises…
Once upon a time, like many cities across the nation, New York City had a government-regulated energy market. There was one number to call to make all the lights come on: Consolidated Edison of New York (or, more familiarly, Con Ed). Th…
Saving money is always a top concern of any co-op or condo board, so when energy deregulation first offered customers the opportunity to choose their energy provider in 1998, it seemed that lower energy bills were on the way. But in the…
In 1863, when a tenant at 97 Orchard Street came home from work, he entered a pitch-dark hallway and had to feel his way up the stairs to his apartment. He most likely felt his way with one hand while carrying a bucket of coal for the s…
It's every homeowner's worst nightmare: you come home from work to find your apartment flooded, or your building smoldering from a kitchen fire that got out of control. After the initial trauma, there could be worse shocks in store if y…
Accidents happen. Things go wrong. It's a simple fact of life. And sometimes the only course of action is simply to protect against the consequences. Liability insurance takes the sting out of the unknown, creating a safety net for those w…
Before last September, chances are that most people didn't give much thought to whether acts of terrorism were covered by their homeowner's insurance. Co-op boards and condo associations were more concerned with whether their "all-risk"…