Category: Insurance

Insurance
2006 Aug Deconstructing Insurance

Insurance sounds like a simple concept: you pay a premium to your insurer, and then when you file a claim, your insurer pays you. Simple. Insuring a co-op or condo building shouldn’t be much different than insuring yourself—just on a b…

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Insurance
2006 Aug How Safe Are You?

Since they were first built, apartment buildings have been insured for disasters and unforeseen circumstances—the things nobody ever wants to happen, but has to admit are possible. Things like fires, floods, earthquakes and so on. In t…

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Insurance
2006 Aug Insurance Products

Having insurance means having financial protection—protection from being financially crippled by having to pay excessive costs to rebuild a life or a home—or a whole building—when tragedy strikes. Just as individual homeowners h…

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Insurance
2006 Aug Pure Premium

In 2001, the Amalgamated Houses co-op in the Bronx paid $287,000 in insurance premiums. The following June, when the existing policy terminated, the yearly tab rose to a staggering $427,000—an increase of almost 50 percent. And wasn’t …

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Insurance
2005 Aug Good Neighbors

Many co-op and condo buildings rent out their ground-floor space to commercial tenants—retail shops, restaurants, grocery stores, doctor’s offices, and so forth. While the commercial/residential arrangement has many benefits on both side…

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Insurance
2005 Aug Insurance and Mold Litigation

Insurance and Mold Litigation A Toxic Pill to Swallow By Alan R. Lyons and Mary Ellen Shuttleworth While panic and alarm are not warranted, the time is now for real estate owners, developers, lenders and borrowers to…

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Insurance
2005 Aug Are You Covered?

Every right-thinking homeowner knows that carrying the proper insurance is a vital part of owning a home. For most people, buying a home is the biggest financial investment they will ever make—especially in today’s high-priced market, an…

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Insurance
2005 Aug Limiting D&O Exposure

It’s important for cooperative corporations to have enough insurance to cover any unexpected problems that may arise, and one of the most crucial policies in any corporation’s insurance portfolio is directors and officers insurance, mo…

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Insurance
2005 Aug Specialty Insurance

When it comes to insuring a co-op or condominium community, a belt-and-suspenders philosophy could prove the safest – and perhaps, most advantageous – choice. Getting that extra coverage means going beyond the basics of property and li…

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Insurance
2005 Apr Filling the Gaps

By now, you have already heard about the "dramatic" changes in the Directors & Officers insurance marketplace. You have also most likely heard about the increasing number of lawsuits against directors and officers, and why associations …

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