Category: Insurance

Insurance
2004 Aug Directors & Officers Liability

Do you sit on the board of your condo or co-op? If you do, are you sure that you and your personal assets are adequately protected when the board of directors and the association are sued? Most of us want to do the right thing, and ma…

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Insurance
2004 Aug Risk Purchasing Groups

There is power in numbers, as the old saying goes - and that goes double for co-ops and condo buildings that are pooling their collective resources to reduce insurance costs under an umbrella known as a Risk Purchasing Group. The idea…

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Insurance
2004 Aug Central Park Best

Their towers and turrets loom over the treetops on Central Park's west side, casting long shadows over joggers, sunbathers, and dog walkers in the park below. They're some of the most impressive, most historically significant apartment buil…

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Insurance
2004 Aug The Earliest Apartments

The earliest apartments in New York City contained most of the elements of a private house, though often assembled in a manner far from functional. Service spaces in particular were seldom arranged or designed to save the time and energy o…

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Insurance
2004 Aug Caution--Wet Floor

For building boards, management companies, shareholders, and unit owners, the issue of insurance often becomes complicated: how much insurance - and of what kind - does one's building, or even a shareholder/tenant, need? Is there such a th…

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Insurance
2004 Aug Co-op Insurance 101

General Liability Coverage for an insured's negligent acts or omissions that cause personal or bodily injury to another person or damage to another's property. As loss ratios climb and new legislation like sidewalk liability and lead p…

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Insurance
2004 Aug Creating Your Insurance Profile

A lot of factors go into determining the extent and cost of a building's insurance coverage: replacement cost, location, number of units, and claims history top of the list, but on closer inspection, there are plenty of ways to better posi…

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Insurance
2003 Aug Vive La Difference

If an electrical fire destroys your newly renovated kitchen, will your co-op pay to replace your space-age stove and slate countertops? If a pipe bursts in your condo and your $10,000 wallpaper is ruined, who pays to fix it? The answers to…

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Insurance
2003 Aug The Issue of Coverage

After the terror attacks of 2001, many co-op and condo buildings in the New York area got another nasty shock: insurance premiums suddenly spiraled upward as much as 50 percent or more in the space of one or two billing periods. Some build…

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Insurance
2003 Aug Guarding Home and Hearth

You live in a doorman building on the Upper East Side - your building has a health club, a concierge, and an attentive board/management team that keeps everything running smoothly, 24/7. With what you're paying in monthly maintenance, you …

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