Category: Insurance

Insurance
2004 Aug Creating Your Insurance Profile

A lot of factors go into determining the extent and cost of a building's insurance coverage: replacement cost, location, number of units, and claims history top of the list, but on closer inspection, there are plenty of ways to better posi…

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Insurance
2003 Aug Vive La Difference

If an electrical fire destroys your newly renovated kitchen, will your co-op pay to replace your space-age stove and slate countertops? If a pipe bursts in your condo and your $10,000 wallpaper is ruined, who pays to fix it? The answers to…

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Insurance
2003 Aug The Issue of Coverage

After the terror attacks of 2001, many co-op and condo buildings in the New York area got another nasty shock: insurance premiums suddenly spiraled upward as much as 50 percent or more in the space of one or two billing periods. Some build…

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Insurance
2003 Aug Guarding Home and Hearth

You live in a doorman building on the Upper East Side - your building has a health club, a concierge, and an attentive board/management team that keeps everything running smoothly, 24/7. With what you're paying in monthly maintenance, you …

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Insurance
2003 Aug Keeping It Covered

The ads fill the television airwaves each day. Dozens of lawyers encouraging injured parties to sue and collect their claims. It's there on the street, too; every time someone slips or falls in front of a building, there's that look of pan…

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Insurance
2002 Aug Protecting Home and Hearth

It's every homeowner's worst nightmare: you come home from work to find your apartment flooded, or your building smoldering from a kitchen fire that got out of control. After the initial trauma, there could be worse shocks in store if y…

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Insurance
2002 Aug Covering All the Bases

Accidents happen. Things go wrong. It's a simple fact of life. And sometimes the only course of action is simply to protect against the consequences. Liability insurance takes the sting out of the unknown, creating a safety net for those w…

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Insurance
2002 Aug Bracing for the Worst

Before last September, chances are that most people didn't give much thought to whether acts of terrorism were covered by their homeowner's insurance. Co-op boards and condo associations were more concerned with whether their "all-risk"…

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Insurance
2001 Aug Minimize Renovation RIsk

As construction insurance has evolved into a highly specialized and complex field over the past few decades, effective management of risk and insurance is critical when undertaking a construction project. Unfortunately, there is still no si…

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Insurance
2001 Aug Better Safe than Sorry

By definition, insurance doesn’t fit into the mold of predictability. It’s something we buy, but hope we’ll never need. With some 30,000 structural fires taking place in New York City last year, it’s clear that the unexpected can and does h…

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