Category: Insurance

Insurance
2017 August Insurance Law

Insurance liability is a very important issue for a condo or HOA association or a condo board. Most have built up a good relationship with their insurance agents or brokers, and many are content to leave the details to the pros.  However, …

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Insurance
2017 August Indemnity Clauses

Whether a small service contract for something like snow removal, or a larger initiative like replacing all the windows in a building or HOA, boards and property managers have to exercise extreme due diligence before signing on the dotted l…

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Insurance
2017 August Insurance Basics

For many people, insurance seems like its own mysterious realm, filled with terminologies that sound formidable and enigmatic. At the same time, people also understand the profound importance of insurance and what it can mean for the safety…

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Insurance
How Important is D&O Insurance?

Directors and Officers (more commonly called D&O) insurance protects individual board members from paying out-of-pocket for legal expenses resulting from good-faith decisions they make in the course of carrying out their duties. Here, an in…

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Insurance
Insurance Claim Mistakes

To claim...or not to claim? That can be a tough question; on the one hand, nobody wants to pay out-of-pocket for something their insurance policy covers. On the other hand, too many claims can add up to increased premiums - or get a condo o…

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Insurance
Filing a Claim

Sometimes, filing a claim with your insurer is exactly the right thing to do...and sometimes it's not. Industry pros explain which claims should be filed, which ones might not be such a good idea, and how to know the difference. 

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Insurance
2016 August Putting a Premium on Your Insurance Coverage

Even with proper risk management best practices, it’s impossible to completely avoid all types of insurance claims from happening. At heart, a claim is like any other business dealing—a negotiation. Your ability to convincingly argue your p…

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Insurance
2016 August Insuring Amenities

Like beauty, what constitutes an 'amenity'—particularly a 'luxury' amenity—may well be in the eye of the beholder. Young families may want indoor and outdoor play equipment, while professionals may appreciate a well-appointed gym, and senio…

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