Home A-Loan The Lowdown on Reverse Mortgages

By Cooperator Staff 2004 Jul Finance

"¢ Borrower must be age 62 or older

"¢ No monthly payment is required

"¢ Must obtain co-op board approval in most cases

"¢ Proceeds can be used for any purpose

"¢ No financial reports, credit history or medical reports required

Upper Manhattan Forum Addresses HDFC Co-op Concerns

Assembly Member Holds Meeting to Discuss Ongoing Issues About HDFCs

Proposed Changes to How New York City Taxes Homeowners

Positive or Negative for an Already Nervous Market?

Everything You Wanted to Know About Jumbo Loans

How Are They Different From Conventional Loans?

Comments

55hisako@gmail.com on Wednesday, August 13, 2008 12:32 AM

Under what cercumstance co op refuse for me to get home equity loan? I am 62 years old and I would like to get a half million loan aginst debt free, owned 2 million plus co-op.

Events

Tue, Feb 25, 9:00pm – 12:00am

NYC DOB: Homeowners Night

Tue, Feb 25, 9:00pm – 12:00am add to calendar 25-02-2020 21:00 26-02-2020 00:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page.

Tue, Mar 3, 9:00pm – 12:00am

NYC DOB: Homeowners Night

Tue, Mar 3, 9:00pm – 12:00am add to calendar 03-03-2020 21:00 04-03-2020 00:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Mar 10, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Mar 10, 8:00pm – 11:00pm add to calendar 10-03-2020 20:00 10-03-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Mar 17, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Mar 17, 8:00pm – 11:00pm add to calendar 17-03-2020 20:00 17-03-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Mar 24, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Mar 24, 8:00pm – 11:00pm add to calendar 24-03-2020 20:00 24-03-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Mar 31, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Mar 31, 8:00pm – 11:00pm add to calendar 31-03-2020 20:00 31-03-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Apr 7, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Apr 7, 8:00pm – 11:00pm add to calendar 07-04-2020 20:00 07-04-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Apr 14, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Apr 14, 8:00pm – 11:00pm add to calendar 14-04-2020 20:00 14-04-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Apr 21, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Apr 21, 8:00pm – 11:00pm add to calendar 21-04-2020 20:00 21-04-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Apr 28, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Apr 28, 8:00pm – 11:00pm add to calendar 28-04-2020 20:00 28-04-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, May 5, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, May 5, 8:00pm – 11:00pm add to calendar 05-05-2020 20:00 05-05-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, May 12, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, May 12, 8:00pm – 11:00pm add to calendar 12-05-2020 20:00 12-05-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, May 19, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, May 19, 8:00pm – 11:00pm add to calendar 19-05-2020 20:00 19-05-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, May 26, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, May 26, 8:00pm – 11:00pm add to calendar 26-05-2020 20:00 26-05-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Jun 2, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Jun 2, 8:00pm – 11:00pm add to calendar 02-06-2020 20:00 02-06-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Jun 9, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Jun 9, 8:00pm – 11:00pm add to calendar 09-06-2020 20:00 09-06-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Jun 16, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Jun 16, 8:00pm – 11:00pm add to calendar 16-06-2020 20:00 16-06-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Jun 23, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Jun 23, 8:00pm – 11:00pm add to calendar 23-06-2020 20:00 23-06-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Jun 30, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Jun 30, 8:00pm – 11:00pm add to calendar 30-06-2020 20:00 30-06-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

Tue, Jul 7, 8:00pm – 11:00pm

NYC DOB: Homeowners Night

Tue, Jul 7, 8:00pm – 11:00pm add to calendar 07-07-2020 20:00 07-07-2020 23:00 America/New_York NYC DOB: Homeowners Night If you are a homeowner, tenant, small business owner or building manager, we encourage you to visit your local borough office where Department of Buildings staff can answer your questions and provide the information you need.Permits, construction codes, zoning regulations, sign offs, certificates of occupancy, place of assembly, equipment installations, violations and civil penalties are just a few of the things we can assist you with. Our plan examiners, inspectors and staff are here to help you build and live safely in New York City – no appointment needed. For information, visit https://www1.nyc.gov/site/buildings/homeowner/homeowner.page. MM/DD/YYYY

NYC DOB: Homeowners Night

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News

2/19/2020 Jeff Zucker Lists New York Co-Op—Variety

Veteran entertainment executive and CNN honcho Jeff Zucker has decided to part with his ultra-luxe cooperative unit in a handsome, prewar apartment house on a plum corner of New York City’s Upper East Side. The VIP price tag of $17.5 million is a small fortune more than the $12.3 million that tax records show the powerful news tycoon and his wife, Caryn, paid for the place in 2007.
Read full story

2/19/2020 NYC Real Estate Industry Grapples With Broker Fees, Commercial Rent Control—Commercial Observer

New York City’s real estate industry suffered a big blow when the state legislature approved the new rent laws in June 2019, and now it’s grappling with a trio of new threats: a potential ban on broker fees for residential brokers, commercial rent control and a retail vacancy tax.
Read full story

2/19/2020 Brooklyn man stole $74k in affordable housing scam—1010 WINS

A Brooklyn man has been charged with scamming three women out of $74,000 by promising to help them buy apartments in the Amalgamated Warbasse Houses.
Read full story

2/18/2020 Permits Filed For 1600 Macombs Road In Morris Heights, The Bronx—New York YIMBY

Permits have been filed for a 14-story mixed-use building at 1600 Macombs Road in Morris Heights, The Bronx. Located at the corner of Featherbed Lane and Macombs Road, the lot is near the Mt. Eden Avenue subway station, serviced by the 4 train. Non-profit Services for the Underserved under the Palladia Housing Corp. is listed as the owner behind the applications.
Read full story

2/18/2020 Nearing Spring, Big Spenders Return to Manhattan’s Luxury Market—Mansion Global

Big spenders signed contracts on 20 luxury homes in Manhattan last week, as the borough’s high-end housing market continues to prosper with spring in the air, according to Monday’s Olshan Report.
Read full story

2/18/2020 Permits Filed For 16 West 18th Street And 21 West 17th Street In The Flatiron District, Manhattan—New York YIMBY

Permits have been filed for two mixed-use buildings at 16 West 18th Street and 21 West 17th Street in the Flatiron District, Manhattan. Located between Fifth and Sixth Avenues, the butting lots are a short walk to the 14th Street-Union Square subway station, serviced by the 4, 5, 6, L, N, Q, R, and W trains. Gary Vinbaytel of Vinbaytel Developments is listed as the owner behind the applications.
Read full story

2/18/2020 Carmelo Anthony Looks to Score $12.85 Million for New York Condo—Mansion Global

Basketball star Carmelo Anthony is asking $12.85 million for his New York City condo, a five-bedroom spread overlooking Manhattan’s High Line park.
Read full story

2/14/2020 New York Co-op Dispute: Did Occupancy of an Apartment Result in Loss of ”Unsold Share” Rights?—Smith, Gambrell & Russell, LLP

Under the uniform New York co-op lease, the holders of unsold shares enjoy rights in addition to those ordinary shareholders have. Among other things, an apartment lessee who holds a block of unsold shares may sublet the apartment or assign the lease without approval of the coop’s board of directors or other shareholders, as would ordinarily be required. Only the building’s managing agent’s approval is required.
Read full story

2/14/2020 A Beloved Neighbor Leaves the Building—The New York Times

There’s a void in my Upper West Side co-op. There’s no piano playing coming from the apartment directly above my ground-floor unit. No deep, reassuring bass-baritone. I miss that voice. It belonged to Charles Dunn, a singer, voice teacher, former co-op president and good friend who died this month at 99.
Read full story

2/14/2020 Lawrence Pierce, Judge in Contraceptives Case, Dies at 95—The New York Times

Lawrence W. Pierce, a longtime federal judge who voided a New York State law banning the sale of contraceptives to minors and joined in a decision to overturn New York City’s elected government structure as unconstitutional, died on Feb. 5 at his home in Boca Raton, Fla. He was 95.
Read full story

2/14/2020 Why Has the Trump Organization Been Gouging the Secret Service? Dems Would Sure Like to Know—Vanity Fair

In some ways, being president of the United States hasn’t been entirely great for Donald Trump’s bottom line, thanks to his name being synonymous with mass corruption, sexual misconduct, likely tax fraud, outspoken racism, possible anti-Semitism, and irrefutable mental instability. Those issues have led to tenants in New York’s Trump Tower selling their condos at a loss just to escape the taint by association; canceled hotel chains; and “sharp decline[s]” at his prized resorts.
Read full story

2/14/2020 An incredibly gilded apartment in the Plaza Hotel seeks $45M—Curbed

There are opulent New York City condos—and plenty of ‘em—and then there’s this four-bedroom combo unit at the Plaza Hotel.
Read full story

2/14/2020 Cooperative and Condominium Tax Abatement Safe from Prevailing Wage Requirement—JD Supra

Coops and condos will not need to pay their service employees prevailing wages to keep their units eligible for the Cooperative and Condominium Tax Abatement (the abatement). The abatement reduces property taxes between 17.5 and 28.1 percent on average, depending on the assessed value of the units in the development.
Read full story

2/11/2020 F1 Champ Lewis Hamilton Relists Tribeca Penthouse for $52M—The Telegraph

What a difference a year makes. After coming on the market for $57 million last February, this trilevel Tribeca penthouse in New York City topped our list as most expensive home on realtor.com® at the time.
Read full story

2/11/2020 More Than Just a Pretty Place: Things You Probably Didn't Know About Prewar Apartments—Realtor.com

Renters and buyers in New York City know that prewar apartments are unique. They were constructed between 1900 and 1939 (before World War II) and have distinctive and elegant architectural characteristics that are hard to find in more recently built properties.
Read full story

2/11/2020 New York Broker Fee Ban Halted by Judge—Multi-Housing News

Less than a week after New York State unexpectedly dropped a bomb on the rental industry in New York City by effectively outlawing the common practice of residents paying a broker’s fee when renting an apartment, a judge has put a stop to it—temporarily.
Read full story

2/10/2020 A polluted Queens waterway braces for major transformation—Curbed

Along the banks of the Flushing Creek—one of New York’s most vital and most polluted waterways—dozens of construction cranes loom over the landscape, and half-finished glass towers cast ominous shadows over the water. During heavy rain storms, the waterway regularly swells, flooding pathways in Flushing Meadows-Corona Park, the streets of Willets Point, and even portions of the Van Wyck Expressway.
Read full story

2/10/2020 NYC Billionaires’ Row Could See Property Taxes Quintuple Under Proposed System—Mansion Global

When media executive Lachlan Murdoch paid $150 million for a mansion in posh Bel Air in December, a record price for Los Angeles, he did so presumably knowing he would owe over $1.3 million a year in property taxes, public records show.
Read full story

2/10/2020 U.S. Real Estate Market Shows Symptoms of Coronavirus Effect: What You Need to Know—Realtor.com

The deadly outbreak of the coronavirus from China, which has sickened thousands around the world and terrified millions more, is taking a toll on global financial markets as well—and the effects are likely to extend to the U.S. luxury real estate market.
Read full story

2/7/2020 New York City Property Tax Overhaul Will Be A Blow To Real Estate Market, Industry Experts Say—Forbes

A New York City mayoral commission released a report last week that recommends massive changes to the way residential properties are taxed across the five boroughs.
Read full story

Show more news

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